Good To KnowFrequently Asked Questions
Have A Question?Answers To Common Questions
Here are the questions we hear most from families and retirees in the Waukesha area. If yours isn't answered below, schedule a complimentary 15-minute call, and we'll talk it through.
Working Together
Merritt Wealth & Retirement Advisors provides comprehensive financial planning, retirement planning, investment and portfolio management, Social Security strategies, risk management and insurance review, education funding, and estate and charitable giving planning. We also work with high-net-worth families on more complex needs. Everything starts with a written financial plan built around your goals.
We primarily serve families, pre-retirees who are five to ten years from retirement, and retirees in Waukesha County and across Wisconsin. Many of our clients are business owners and healthcare professionals. If you want a personal relationship with an advisor who knows your whole situation, you'll fit right in.
Book a complimentary 15-minute call with Peter Merritt using the Book a Call button. We'll learn a little about you, answer your initial questions and decide together whether a full planning meeting makes sense. There's no cost or obligation for the first conversation.
Planning & Investing
We start by understanding your goals, timeline, and complete financial picture. Then we project your income needs, map your sources of income (Social Security, pensions, savings and investments), stress-test the plan against market and longevity risk, and incorporate tax planning, healthcare and your estate. You receive a clear, written plan, and we review it with you regularly.
Your portfolio is designed to support your financial plan. We build a personalized allocation based on your goals and risk tolerance, then monitor and rebalance it on an ongoing basis for all of our advisory fee-based relationships, and you can view your accounts anytime through Raymond James Client Access.
It depends on your health, your other income sources, whether you're married and your overall plan. Claiming at 62 permanently reduces your benefit; waiting until 70 increases it. We run the numbers on your specific options, including spousal and survivor benefits, so you can make the decision with confidence.
Staying Connected
Most clients meet with us at least once or twice a year for a full plan review, and more often during big transitions such as retirement, a job change or the sale of a business. Between meetings, we're a phone call or email away.
Click Client Login at the top of any page to sign in to Raymond James Client Access, where you can view balances, statements and documents. If you need help logging in, call our office at (262) 691-4000.
Our office is at N21W23340 RidgeView Parkway, Suite 2, Waukesha, WI 53188, just off I-94 near Pewaukee. We meet clients in person and by phone or video, and we serve families throughout Wisconsin.
*Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Contact UsLet's Plan Your Next Chapter
Whether you're preparing for retirement or already there, we're here to help you make confident financial decisions. Send us a message or call our Waukesha office at (262) 691-4000, and we'll be in touch within one business day.